Credit Checks

What good does it do to check your credit score? From my experience, it’s huge. One of the first things a lender will ask, “Do you know your credit score?”. Yes, they’re going to run it anyway. But in this market, knowledge is power. Whether you’re getting pre-approved or you already have your house picked out, the more you know the faster things will roll. Not to mention getting slapped in the face with some random surprise you didn’t know about. Go ahead and check your credit reports and get those scores. You’ll find it easier to lock in lower rates with a good score and you’ll be able to do a little work to raise it if you have a not so good score.